Privacy Policy

Last updated: May 2026

Welcome to AA Bill Split (“the App”, “we”, or “us”). The App helps groups split expenses, manage ledgers, and settle balances. This Privacy Policy explains how we handle information.

1. Information we collect

1.1 Account and identifiers

• Optional sign-in: If you sign in (e.g. Sign in with Apple), we may process identifiers and display names provided by the sign-in method.
• Anonymous ID: If you do not sign in, we generate an anonymous user ID stored on your device for local data, purchases, and entitlements.
• Push token: With your consent, we may collect a push registration ID (e.g. JPush) to send ledger activity and sync notifications.

1.2 Data you create

• Ledgers, members, bills, split rules, amounts, currencies, descriptions, and timestamps (stored primarily on your device).
• Activity feed entries (e.g. bill created, sync completed).
• Optional cloud backup: If you enable encrypted cloud sync and have the required membership, ledger snapshots are encrypted on your device before upload; our servers store ciphertext only.

1.3 Feature-related data

• Receipt OCR: Images you choose for amount recognition are processed for that purpose only.
• Nearby (P2P) sync: Data may be exchanged directly between devices using encryption.
• Advertising: After privacy consent, we may use Google AdMob, Pangle (CSJ), and similar SDKs, which may collect advertising IDs and device data under their own policies.

1.4 Device and logs

• Device model, OS version, app version for compatibility and support.
• Crash/diagnostic logs that do not include your ledger plaintext.

2. How we use information

• Provide core ledger, split, reports, and settlement features;
• Cloud sync, push notifications, in-app purchases, and membership validation;
• Show ads where applicable;
• Improve security, stability, and support.

3. Storage and security

Data is stored locally by default. Cloud sync uses HTTPS and client-side encryption. No method is 100% secure—please protect your device and account.

4. Sharing

We do not sell your personal information. We may share data with service providers (push, ads, payment verification), when you consent, or when required by law.

5. Your rights

You may delete ledgers/bills in the App, disable push, sign out, or uninstall to remove local data. Contact us for other rights available in your region.

6. Children

The App is not directed at children under 13 (or the minimum age in your region). Use by minors requires guardian consent.

7. Changes

We may update this policy and notify you in the App. Continued use means acceptance of the updated policy.

8. Contact

© 2026 AA Bill Split. All rights reserved.